Trump’s Executive Order May Pave Way for Crypto in 401(k) Retirement Accounts

President Donald TRUMP is reportedly preparing to sign an executive order that could revolutionize U.S. retirement plans by allowing 401(k) accounts to include cryptocurrencies and alternative assets. The move would unlock access to nearly $9 trillion in retirement savings, marking a seismic shift in investment strategies.

The order, expected as early as this week, directs regulators to explore pathways for incorporating crypto assets, metals, and private equity into retirement portfolios. This follows the Department of Labor's recent reversal of Biden-era guidance that discouraged crypto inclusion in 401(k) plans.

Financial institutions are already signaling readiness. Fidelity introduced a crypto-enabled retirement account in April, demonstrating growing institutional appetite for digital asset exposure. While the WHITE House emphasizes no final decision has been made, the potential policy shift reflects Trump's broader push to expand financial opportunities for American investors.